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Comprehensive Business Insurance Solutions

Property & Casualty Insurance Built for New York Businesses

We provide a full range of commercial insurance solutions designed to protect your business from financial loss and liability exposure.

Our core coverages include:

  • General Liability Insurance 

  • Workers’ Compensation Insurance 

  • Commercial Property Insurance 

  • Business Owners Policy (BOP) 

  • Commercial Auto Insurance 

  • Umbrella & Excess Liability 

  • Cyber Liability Insurance 

  • Employment Practices Liability (EPLI) 


Each policy is carefully structured based on your operations, payroll, sales, and contractual exposures.

Contract & Certificate of Insurance (COI) Support

We help ensure your coverage meets real-world requirements, including:

  • Additional insured wording

  • Waiver of subrogation

  • Primary & non-contributory endorsements

  • Fast certificate issuance for jobs and landlords

The Insurance Products We Offer

We offer these Commercial Insurance Products

  • Business Owners Policy (BOP)

  • Commercial Auto Insurance

  • Commercial Property Insurance

  • Cyber Liability Insurance

  • Employment Practices Liability (EPLI)

  • General Liability Insurance

  • NYS Disability & Paid Family Leave

  • Professional Liability

  • Umbrella & Excess Liability

  • Workers’ Compensation Insurance

Built for New York Businesses

Operating in New York requires more than standard coverage. We understand the local requirements that impact your business every day.

We specialize in:

  • Contractors & Construction Businesses

  • Auto Repair, Body Shops & Dealers

  • Retail Stores & Convenience Stores

  • Restaurants, Delis & Taverns

  • Property Owners & Landlords

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We help you navigate:

  • NY Labor Law exposures

  • Licensing and permit requirements

  • Municipality and job site requirements

  • Subcontractor risk transfer strategies

Save Time. Reduce Risk. Improve Coverage

Working with a dedicated risk advisor provides real advantages:

  • Avoid costly coverage gaps and denied claims

  • Meet contract and landlord requirements quickly

  • Get same-day certificates of insurance

  • Reduce long-term insurance costs

  • Spend less time managing insurance and more time running your business

Industry-Specific Insurance Expertise

Built Around Your Business Operations

We specialize in industries that require tailored insurance solutions and hands-on service, including:

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  • Contractors & Construction Businesses

  • Auto Repair, Body Shops & Dealerships

  • Retail Stores & Convenience Stores

  • Restaurants, Delis & Taverns

  • Property Owners & Landlords

  • Service-Based Businesses

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Each industry presents unique exposures, and we structure coverage accordingly.

Business owner filling out an online insurance quote form for fast coverage

Work With a Dedicated Risk Advisor in Suffolk County NY | Price, Capell & Associates

Protect Your Business. Reduce Risk. Get Professional Guidance.

Start Working With a Dedicated Risk Advisor Today

If you're ready to move beyond basic insurance and build a smarter protection strategy, we’re here to help.

 

Call 631-698-7400

Your Dedicated Risk Management Partner

At Price, Capell & Associates Inc., we act as your dedicated risk advisor, helping businesses across Suffolk County and Long Island structure coverage, manage risk, and stay protected as they grow.

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From contractors and service businesses to retail operations and property owners, we provide practical, real-world guidance backed by over 20 years of experience in the New York insurance market.

Price, Capell & Associates Inc.
Pricecapell.com
 
Call us:
631-698-7400

Insurance Brokerage Suffolk County

We help clients compare policies from multiple insurance companies to secure the right coverage at competitive rates without being tied to a single carrier.

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