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Comprehensive Business Insurance Solutions

Property & Casualty Insurance Built for New York Businesses

We provide a full range of commercial insurance solutions designed to protect your business from financial loss and liability exposure.

Our core coverages include:

  • General Liability Insurance 

  • Workers’ Compensation Insurance 

  • Commercial Property Insurance 

  • Business Owners Policy (BOP) 

  • Commercial Auto Insurance 

  • Umbrella & Excess Liability 

  • Cyber Liability Insurance 

  • Employment Practices Liability (EPLI) 


Each policy is carefully structured based on your operations, payroll, sales, and contractual exposures.

Contractor Insurance & Construction Risk Management

Contractors and construction businesses throughout Long Island often require specialized insurance guidance to satisfy licensing requirements, project contracts, and property owner requirements.

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We help contractors obtain coverage that supports:

• Additional insured requirements
• Waiver of subrogation wording
• Primary & non-contributory endorsements
• NY Labor Law exposure management
• Municipality permit requirements
• Contractual liability exposure
• Subcontractor risk transfer strategies

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We commonly work with:

• General contractors
• Electricians
• HVAC contractors
• Plumbers
• Landscapers
• Janitorial contractors
• Paving contractors
• Solar contractors

The Insurance Products We Offer

We offer these Commercial Insurance Products

  • Business Owners Policy (BOP)

  • Commercial Auto Insurance

  • Commercial Property Insurance

  • Cyber Liability Insurance

  • Employment Practices Liability (EPLI)

  • General Liability Insurance

  • NYS Disability & Paid Family Leave

  • Professional Liability

  • Umbrella & Excess Liability

  • Workers’ Compensation Insurance

Certificate of Insurance (COI) & Contract Support

Many New York businesses require certificates of insurance and specialized policy wording to satisfy landlords, municipalities, project owners, and management companies.

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We assist businesses with:

• Same-day certificates of insurance
• Additional insured endorsements
• Waiver of subrogation endorsements
• Primary & non-contributory wording
• Contract insurance review
• Landlord insurance requirements
• Permit-related insurance compliance

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Fast certificate support is especially important for contractors, property managers, retail tenants, and service businesses operating throughout Long Island.

Save Time. Reduce Risk. Improve Coverage

Working with a dedicated risk advisor provides real advantages:

  • Avoid costly coverage gaps and denied claims

  • Meet contract and landlord requirements quickly

  • Get same-day certificates of insurance

  • Reduce long-term insurance costs

  • Spend less time managing insurance and more time running your business

Industries We Commonly Serve

We provide insurance and risk management solutions for many industries throughout Suffolk County and Long Island, including:
 

• Contractors & construction businesses
• Auto repair shops & body shops
• Retail stores & convenience stores
• Restaurants, delis & taverns
• Property owners & landlords
• Manufacturers & wholesalers
• Fitness & wellness businesses
• Nonprofit organizations
• Service-based businesses
 

Each industry presents unique insurance exposures, and we structure coverage accordingly.

Business owner filling out an online insurance quote form for fast coverage

Dedicated Risk Advisor Long Island NY | Commercial Insurance & Risk Management

Commercial insurance and risk management solutions for Long Island businesses, contractors, property owners, and service companies.

Work With a Dedicated Risk Advisor

If your business is ready to move beyond basic insurance quoting and build a stronger long-term protection strategy, our agency can help.

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We assist businesses with:

• Coverage reviews
• Policy comparisons
• Risk management guidance
• Insurance remarketing
• Fast insurance quotes
• Same-day certificates of insurance
• Commercial insurance program design

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Whether you need contractor insurance, business insurance, workers’ compensation coverage, or commercial property insurance, Price, Capell & Associates Inc. can help you compare options from multiple insurance carriers.

Risk Management & Commercial Insurance Solutions for Long Island Businesses

Price, Capell & Associates Inc. provides commercial insurance and risk management solutions for businesses throughout Long Island, Suffolk County, Nassau County, and New York. As an independent insurance brokerage, we help business owners evaluate risk, structure insurance programs, satisfy contractual insurance requirements, and protect their companies from financial loss and liability exposure. Our agency works with contractors, property owners, retail businesses, auto service operations, manufacturers, wholesalers, and service companies that require more than a basic insurance quote.

 

We assist clients with general liability insurance, workers’ compensation insurance, commercial property insurance, commercial auto insurance, umbrella liability coverage, cyber liability insurance, certificates of insurance, additional insured requirements, waiver-of-subrogation wording, and NY Labor Law risk management strategies. With more than 20 years of insurance experience, we help Long Island businesses build insurance programs designed around their operations, contracts, payroll, vehicles, property exposures, and long-term business goals.

Price, Capell & Associates Inc.
Pricecapell.com
 
Call us:
631-698-7400

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