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Insurance Broker Long Island NY

Independent insurance broker helping Long Island businesses, contractors, homeowners, drivers, and property owners compare coverage from multiple insurance companies.

Compare Insurance Options with a Long Island Insurance Broker

Price, Capell & Associates Inc. is an independent insurance broker serving Long Island businesses, contractors, property owners, homeowners, drivers, and families. Instead of offering coverage from only one company, our agency helps clients compare insurance options from multiple carriers so they can evaluate pricing, coverage limits, deductibles, endorsements, exclusions, and policy features. Whether you need business insurance, contractor insurance, general liability, workers' compensation, commercial auto, homeowners insurance, flood insurance, personal auto, or umbrella insurance, our Holtsville office helps Long Island clients make informed coverage decisions based on their risks, property, vehicles, contracts, and financial goals.

The Insurance Products We Offer

We offer these Commercial Insurance Products

  • Business Owners Policy (BOP)

  • Commercial Auto Insurance

  • Commercial Property Insurance

  • Cyber Liability Insurance

  • Employment Practices Liability (EPLI)

  • General Liability Insurance

  • NYS Disability & Paid Family Leave

  • Professional Liability

  • Umbrella & Excess Liability

  • Workers’ Compensation Insurance

Insurance Solutions for Long Island Residents and Businesses

An insurance broker helps clients compare coverage options from multiple insurance companies. Instead of offering only one company’s policy, an independent insurance broker can help you review multiple markets, identify coverage gaps, and recommend insurance solutions tailored to your business, property, vehicles, home, or personal needs.

Why Choose Price, Capell as Your Insurance Broker

Independent insurance brokerage representing multiple carriers

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  • Local expertise across Suffolk County, Nassau County, and NYC

  • Fast quotes, same-day certificates, and responsive service

  • Specialized programs for contractors, retail, and service businesses

  • Personalized coverage built around your needs — not a one-size-fits-all policy

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We focus on building long-term relationships by helping clients manage risk, reduce costs, and stay properly insured as their needs evolve.

Insurance Solutions We Provide

Business Insurance (Property & Casualty)

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Comprehensive protection for businesses across Long Island, including:

  • General Liability Insurance

  • Workers’ Compensation Insurance

  • Commercial Property Insurance

  • Business Owners Policy (BOP)

  • Commercial Auto Insurance

  • Umbrella & Excess Liability

  • Cyber Liability Insurance

  • Employment Practices Liability (EPLI)

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We specialize in industries such as contractors, auto service businesses, retail stores, restaurants, and more.

Personal Insurance

Protection for your home, vehicles, and personal assets:

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  • Homeowners Insurance

  • Personal Auto Insurance

  • Flood Insurance

  • Condo & Renters Insurance

  • Motorcycle & Recreational Vehicle Insurance

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We help you compare options across multiple carriers to find the best coverage and pricing.

Commercial Insurance for Long Island Businesses

Commercial insurance helps contractors, retail stores, auto service businesses, restaurants, landlords, offices, manufacturers, and service companies throughout Long Island protect against lawsuits, property losses, employee injuries, cyber exposures, vehicle claims, and operational risks. We help businesses structure insurance programs designed for New York operations and contractual requirements.

Contractor Insurance for Suffolk County Construction Businesses

Contractors throughout Suffolk County and Long Island often require specialized insurance coverage involving general liability insurance, workers compensation insurance, commercial auto insurance, tools and equipment coverage, umbrella liability, and contractor risk transfer requirements. We help contractors obtain insurance coverage designed for New York construction operations.

Homeowners & Personal Insurance for Long Island Residents

We help homeowners throughout Long Island compare insurance coverage designed for houses, condos, co-ops, flood exposures, automobiles, motorcycles, and personal liability risks. Coverage solutions may include homeowners insurance, flood insurance, personal auto insurance, umbrella liability insurance, and condo insurance.

Commercial Auto & Fleet Insurance for Business Vehicles

Commercial auto insurance helps protect contractor vehicles, delivery vans, service trucks, landscaping fleets, construction vehicles, and business-owned vehicles throughout Long Island and New York. Coverage may include liability protection, physical damage coverage, hired and non-owned auto coverage, and fleet insurance solutions.

Serving Suffolk County, and Long Island

We proudly serve businesses and individuals throughout:​

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  • Suffolk County (Holtsville, Ronkonkoma, Ridge, Smithtown, Brookhaven)

  • Nassau County

  • New York City (Queens, Brooklyn, Manhattan, Bronx, Staten Island)

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Our local expertise allows us to understand the specific risks and insurance requirements unique to New York.

Price, Capell & Associates Inc.
Pricecapell.com
 
Call us:
631-698-7400

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