Small Business Insurance in Suffolk County, NY | Price, Capell, NY | Price, Capell & Associates
Insurance built for small business owners in Suffolk County
Long Island Insurance Brokerage | Auto, Home & Business | Price, Capell & Associates
Running a small business in Suffolk County comes with opportunity — and risk. Whether you’re opening your first location, expanding operations, or managing day-to-day challenges, having the right insurance coverage is critical.
At Price, Capell & Associates Inc., we help small business owners secure insurance solutions designed to protect their operations, employees, and financial future.
With over 20 years of experience, we work with multiple insurance carriers to provide flexible and affordable coverage options tailored to your business.
The Insurance Products We Offer
We offer these Commercial Insurance Products
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Business Owners Policy (BOP)
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Commercial Auto Insurance
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Commercial Property Insurance
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Cyber Liability Insurance
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Employment Practices Liability (EPLI)
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General Liability Insurance
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NYS Disability & Paid Family Leave
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Professional Liability
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Umbrella & Excess Liability
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Workers’ Compensation Insurance
Insurance Solutions for Long Island Residents and Businesses
We provide a full range of personal and commercial insurance services across Long Island, including:
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Auto Insurance
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Homeowners Insurance
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Business Insurance
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Commercial Auto Insurance
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Workers’ Compensation Insurance
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Business Owners Policy (BOP)
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Umbrella Insurance
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Flood Insurance
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Life & Health Insurance
As an independent insurance brokerage, we shop multiple insurance companies to find the best coverage options available.
Coverage designed for how small businesses actually operate
No two small businesses are the same. Your insurance program should reflect your specific operations, industry, and level of risk.
We work with:
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Retail stores and convenience shops
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Contractors and home improvement businesses
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Auto repair and service shops
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Restaurants, delis, and food businesses
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Professional offices and service providers
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Startups and growing businesses
What small business insurance typically includes
A well-structured policy may combine multiple coverages:
General liability insurance
Protects your business from claims involving bodily injury or property damage.
Business owners policy (BOP)
Combines general liability and property coverage into a cost-effective package.
Commercial property insurance
Covers your building, equipment, and inventory.
Workers’ compensation insurance
Required in New York for businesses with employees.
Business income insurance
Helps replace lost income if your business is forced to shut down temporarily.
Commercial auto insurance
Covers vehicles used for business purposes.
Additional coverages to consider
Depending on your business, additional protection may include:
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Cyber liability insurance
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Employment practices liability (EPLI)
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Professional liability insurance
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Umbrella or excess liability coverage
Why work with Price, Capell & Associates Inc.
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Over 20 years of insurance experience
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Access to multiple insurance carriers
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Coverage tailored to small business operations
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Fast certificates for licensing and contracts
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Local knowledge of Suffolk County businesses
Our Simple Insurance Process
Getting the right insurance coverage is simple:
Step 1: Assess
We review your home, auto, or business insurance needs.
Step 2: Compare
We shop multiple insurance carriers to find the best options.
Step 3: Protect
We help you secure the right coverage and provide ongoing support.
Get a small business insurance quote
If you own or are starting a business in Suffolk County, we can help you build the right insurance program.
Call our office or request a quote online to get started.
Price, Capell & Associates Inc.
Pricecapell.com
Call us:
631-698-7400
Insurance Brokerage Suffolk County
We help clients compare policies from multiple insurance companies to secure the right coverage at competitive rates without being tied to a single carrier.